ACA How - Safeguards Rule What?

ACA How - Safeguards Rule What?

Recordings

Member: $0.00
Non-Member: $100.00Your price

Published: 10/4/2022

  • During this session, TPx and ACA will distill the Safeguards rule of GLBA to simple terms and answer what an organization needs to do and by when.

ACA How Series - Owning Your Security Program

ACA How Series - Owning Your Security Program

Recordings

Member: $0.00
Non-Member: $100.00Your price

Published: 10/6/2022

At a high level, every ACA member needs an overarching security program that is documented and governed. TPx will cover how to enable a security program that is compliant with the GLBA Safeguards rule and will detail the requirements of the security program and how to govern it. 

ACA's Compliance Returns!

ACA's Compliance Returns!

Recordings

Member: $100.00
Non Member: $200.00Your price

Published: 7/14/2022

ACA's Compliance Team will dive into the CFPB's spring 2022 Supervisory Highlights; review recent CFPB enforcement actions; and discuss relevant judicial decisions from the first half of 2022.

Speakers:

Betsy Clarke
Compliance Attorney
ACA International,
Eagan, MN

Laura Dadd
Compliance Analyst
ACA International
Eagan, MN

Andrew Pavlik
Compliance Analyst
ACA International
Eagan, MN

Colin Winkler
Senior Counsel
ACA International
Eagan, MN

ACA's Guide to State Collection Laws & Practices

Education

Member: $0.00
Non-Member: $0.00Your price

Your Essential Compliance Partner

 

Stay Compliant. Stay Competitive. Stay Confident. In the rapidly evolving world of debt collection, staying current on state laws isn't just important—it's essential. ACA's Guide to State Collection Laws & Practices delivers the timely, accurate compliance intelligence you need, now enhanced with powerful tools that save you time and streamline your operations.


Why State Guide is Mission-Critical for Your Operations

State collection laws are constantly changing. A regulation updated in one state this month could impact your operations next week. That's why our expert legal team updates State Guide every single month and hosts an exclusive monthly webinar to walk subscribers through recent changes, answer questions, and provide practical guidance on implementation. With State Guide, you're not just accessing information—you're gaining a competitive advantage through:

 

- Monthly updates researched and written by legal experts with decades of collective industry experience

- Live monthly conference calls with ACA's legal team to discuss state law changes and compliance implications

- Exclusive Hub discussion group for peer-to-peer insights

- Members-only articles on emerging compliance trends

 

Improvements Made to State Guide

We have made these improvements with you in mind, with the goal of making State Guide easier for you to navigate on our website and easier to use and incorporate into your own operations.

 

Version 3.0 Upgrades:


ACA's Guide to State Laws and Collection Practices Now Offers Bespoke Excel Spreadsheets


In its relentless pursuit to curate the most accurate user-friendly guide to state collection laws, ACA has developed a bespoke spreadsheet feature for subscribers. This new feature allows subscribers to choose the states, headings and subheadings they want to see in one document. Providing the subscriber with a concise document, focusing only on the states and laws of interest with a few clicks of the mouse.


Under the “explore ARM topics by category” section on the State Guide page, subscribers can choose which topics they are interested in such as garnishment exemptions and general credit reporting restrictions. Next, they can choose which states or territories they want to review. After the selection are made, the subscribers can simply click on the “Submit” button and the custom spreadsheet will download and be ready to review. Being able to select what states and laws are included in a spreadsheet allows subscribers to quickly access the information that is relevant to them without having to wade through pages of information or toggle between several documents.

 

Need to access a state chapter or topical file? Subscribers can navigate to these sections of the guide with one mouse click from this tool. Clicking on the icon behind each topic or state will take you to the full topical chapter or state chapter.

 

Version 2.0 Upgrades included: 
 

- A NEW customization tool that allows subscribers to create tailored documents for state-specific content. The interface, which includes more than 70 topics and 54 states and U.S. territories, generates Excel spreadsheets with citations based on the states and topics you need. 
 

Version 1.0 Upgrades Included: 
 

- An expanded, interactive table of contents with clickable links in each state chapter to help you navigate quickly to the content you need.

- More than 60 topical PDFs that aggregate state laws by topic for everything covered in State Guide's state chapters.

- Dual-format Excel spreadsheets for flexible data analysis and user customization.

- AI-powered automatic updates across all topical PDFs and Excel output. 
 

State Guide Overview:

 

This program provides a comprehensive monthly summary of the laws and regulations that apply to collection practices and also provides access to state information such as: 
 

- Interstate Collections

- First Party Collections

- Commercial Collections

- Attorney Licensing

- Purchaser Licensing

- Garnishment

- Right of Assignment

- Adding Fees

- Employee Monitoring

- Automated Dialing and Announcing Devices (ADADs)

- Contact/Fee Information

- Additional Resources

 

The state sections also cover: 
 

- Licensing or registration

- Bond requirements

- Trust accounts

- Statutory regulatory requirements

- Debt responsibilities

- Resident office requirements

- Requirement for communications

- Exemption for out-of-state agencies or others

- Legal age

- Statutes of limitation for civil actions

 

Also included is a monthly webinar, Hub discussion group, and articles exclusive to State Guide subscribers.

Accelerating Agent Productivity with AI

Accelerating Agent Productivity with AI

Recordings

Member: $99.75
Non-Member: $147.00Your price

Published: 8/12/2021

Effective use of technology can lead to a massive boost in the productivity of your collections workforce. With the advent of modern AI and ML, various time-consuming, manual and inefficient collections workflows can be automated. Leading collection agencies and debt buyers constantly monitoring agent performance using Prodigal AI and using the insights to coach agents has been able to uplift their agent productivity by 20% and has seen $500K in annual benefits through cost savings and higher collections revenue. Leveraging technology to improve productivity and profitability is imperative for any modern collections business.

Speakers:

  • Tracy Dudek, COO, State Collection Service

  • Shantanu Gangal, CEO, Prodigal

  • Kelli Krueger, Education Director, ACA International

  • Greg Schubert, CEO, Sequium Asset Solutions

Accounting and Budgeting

Accounting and Budgeting

Recordings

Member: $105.00
Non-Member: $210.00Your price

Published: 12/13/2022

Running departments like companies, finding insights in financial statements, and accountability of leadership. 

Speakers:
Adam Parks
Mark Naiman 

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Advanced FDCPA Issues eLearning

Advanced FDCPA Issues eLearning

Education

Member: $131.25
Non-Member: $262.50Your price

Published: 3/9/2025

Going beyond the basics of ACA's FDCPA Essentials, next-level subjects such as the Bona Fide Error defense, trending court cases, and FDCPA enforcement actions are explored in this course. This awareness may help you enhance your compliance program proactively, and thus, increase your accountability for the FDCPA and other consumer protection laws.

This course will prepare participants to:

  • Categorize liability and damages for violations of the FDCPA.
  • Identify the criteria necessary to exercise a Bona Fide Error Defense.
  • Track trending areas of concern in communications with consumers, debt collection practices, and applicability of the FDCPA using industry resources.

Estimated time for completion: 2 hours
Professional Development Unit (PDU) points: 2
Recommended pre-requisite(s):

  • FDCPA Essentials for the Accounts Receivable Management Industry

Required for the following ACA Designations:

  • Credit and Collection Compliance Professional (CCCP)
  • Credit and Collection Compliance Officer (CCCO)

After Reg F, How Do Consumers Want to Communicate With Debt Collection Agencies

After Reg F, How Do Consumers Want to Communicate With Debt Collection Agencies

Recordings

Member: $105.00
Non Member: $210.00Your price

Published: 3/29/2022

Email, texting and even social media are now deemed acceptable ways to communicate with consumers about their debt. We wanted to understand how consumer's preferences fit into this new landscape, so we conducted a survey of 250 random consumers across generations.

We asked 15 questions that clarified how consumers prefer to interact on channels like email, texting, social media and phone calls, and we want to share what we found out.

If you are using different channels of communication to reach consumers, this information will be sure to inform your strategy going forward. 

Speakers:

Kaitlyn Filippi
Arbeit Software
Tonawanda, NY

Alex Villafranca
Arbeit Software
Amherst, NY

AI and Empathy: Working in Tandem

AI and Empathy: Working in Tandem

Recordings

Member: $105.00
Non-Member: $210.00Your price

Published: 3/31/2026

With all the talk about Artificial Intelligence (AI) enhancing recoveries of delinquent accounts, there hasn't been the same buzz about connecting agents' toolkits with these technologies.

Our latest Hot Topics session, “AI and Empathy: Working in Tandem,” will bring a focus onto how collectors can best use a less confrontational approach to enhancing the collection process and increasing dollars flowing back to your business and clients.Learn how you can approach empathy and create a non-confrontational model to your talk-offs.

Speakers: David Glezerman and Teri Plunkett

AI in Debt Collection: Navigating the Future of Compliance and Technology

AI in Debt Collection: Navigating the Future of Compliance and Technology

Recordings

Member: $100.00
Non-Member: $200.00Your price

Published: 11/12/2024

Led by two industry experts—one focused on the practical application of AI within collection agencies and the other specializing in legal and regulatory compliance—this session offers a comprehensive look at how artificial intelligence is transforming the debt collection industry. Attendees will explore how AI can improve operational efficiency, enhance consumer communications, and support compliance efforts while gaining a clear understanding of the legal and regulatory considerations shaping its use.

Learning Objectives:

  • Examine current legislative and regulatory developments related to AI and their potential impact on debt collection operations.
  • Identify practical applications of AI within collection agencies, including automation, workflow optimization, and consumer engagement strategies.
  • Evaluate key legal and compliance considerations associated with AI, including data privacy, governance, and regulatory risk.
  • Develop strategies to prepare organizations for the future of AI-driven collections through technology adoption, staff training, and compliance planning.
  • Analyze real-world examples of how collection agencies are successfully implementing AI to improve performance and outcomes.

Speakers: Heath Morgan and Mindy Chumbley

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An Advocacy Primer for Current & Future Leaders in Collections

An Advocacy Primer for Current & Future Leaders in Collections

Recordings

Member: $99.75
Non-Member: $147.00Your price

Published: 3/1/2021

An introductory level presentation to familiarize attendees with the various ways to get involved in advocacy efforts in support of the collection industry, as well as other business and personal issues that are important to them.

Speakers:

  • Leah Dempsey, VP and Senior Counsel of Federal Advocacy ACA International

  • Fran Fisher, Business Development Manager - ARMPayscout

An Operations Guru Perspective: Tough Q&A Session on Pursuits of Automating a Workforce

An Operations Guru Perspective: Tough Q&A Session on Pursuits of Automating a Workforce

Recordings

Published: 6/15/2020

In life, as in business there are some conversations that prove invaluable and others you should have avoided altogether. This session aims to be the prior. Join us as Collection Manager becomes journalist in a sit down with his V.P., of Collections and asks the really difficult questions about aspirations to automate an industry.

Speakers:

  • Ethan Drain, Collection Manager, American Profit Recovery, Inc.

  • Mike Hiller, V.P., Collections, American Profit Recovery, Inc.

 

Analytics as Comfort Food

Analytics as Comfort Food

Recordings

Member: $99.75
Non-Member: $147.00Your price

Published: 10/21/2020

Gaining a clear understanding of the four common analytic approaches that provide comfort to businesses as the future becomes more and more uncertain.

This session will showcase how best-in-class analytics can comfort and soothe you in uncertain times.

Speaker:

  • April Wilson, VP, Analytics, RevSpring, Livonia, MI

Answering Those Tough Credit Reporting Questions

Answering Those Tough Credit Reporting Questions

Recordings

Member: $99.75
Non-Member: $147.00Your price

Published: 8/11/2020

During this very interactive 60 minute session you will hear real life examples, ripped straight from the call floor and reenacted by the industries best, of both good and bad responses to those tough credit reporting questions from consumers.  You are not going to want to miss this session as you will leave with a list of acceptable responses to help eliminate the stress of making sure you are saying the right thing when consumers inquire about their credit report.
 

Artificial Intelligence Basics – This is the Hot Topic!!

Artificial Intelligence Basics – This is the Hot Topic!!

Recordings

Member: $100.00
Non-Member: $200.00Your price

Published: 9/7/2023

Have you been reading and hearing how Artificial intelligence (AI) is taking over our world and lives, both personally and professionally? Are you wondering how this tool could be beneficial, or are you just curious and want more basic information? While AI has become a well-known term and concept, it has brought much concern and confusion to most of us, likely because we don’t understand its basics. That’s why “Artificial Intelligence Basics – This is the Hot Topic” will help shed some light and provide you with on-the-ground knowledge to help understand how and why AI can help us as credit and collections professionals, as well as consumers. Learn from our presenters what AI is about, its uses, perspectives on daily life, and how it can assist you in maximizing your efforts and performance both at work and in your daily lives.

Speakers: Teri Plunkett & David Glezerman

Asset Buyers - Non-Traditional Licensing for Asset Buyers in 2021 (Series #3)

Asset Buyers - Non-Traditional Licensing for Asset Buyers in 2021 (Series #3)

Recordings

Member: $99.75
Non-Member: $147.00Your price

Published: 1/25/2021

Join us in part 3 of our new ACA Asset Buyer Hot Topic series!

Speaker:

  • Donald S. Maurice, Maurice Wutscher LLP, Flemington, NJ

  • Eric Rosenkoetter, Maurice Wutscher LLP, Frisco, TX

 

Asset Buyers-Stop the 2020 Dumpster Fire from Spreading in 5-4-3-2-1! (Series #1)

Asset Buyers-Stop the 2020 Dumpster Fire from Spreading in 5-4-3-2-1! (Series #1)

Recordings

Member: $100.00
Non-Member: $200.00Your price

Published: 1/11/2021

Asset buyers play a significant role in the credit ecosystem- an ecosystem rife with combustible risks. Tune in as Donald Maurice of MauriceWutscher and Leah Dempsey of ACA International present five emerging issues -- “accelerants” if you will -- to watch for in 2021: Regulation F; Pennsylvania; Identifying interest and fees; The NYC DCA rule, and a rundown of hot circuit court cases. Join us for this session and check out what more we have in store for you as ACA is set to make 2021 the year of the Asset Buyer for education, networking, and advocacy.

Speakers:

  • Leah Dempsey, VP and Senior Counsel of Federal Advocacy, ACA International Washington, DC

  • Donald Maurice, Principal, Maurice Wutscher LLP Flemington, NJ

Avoiding Potential Payment Portal Pitfalls

Avoiding Potential Payment Portal Pitfalls

Recordings

Member: $105.00
Non-Member: $210.00Your price

Published: 1/14/2021

This seminar will review the risks associated with payment portals and offer tips and takeaways on how to lessen and manage those risks while optimizing Agency revenue.

Speakers: 

Jessica Klander Esq., Shareholder, Bassford Remele, Minneapolis, MN

Michael Klutho Esq., Shareholder, Bassford Remele, Minneapolis, MN

NameProduct IDSubjectStatusCash BasisCompanyCategoryDescriptionEducation ItemPublished On
Maximizing Recovery Beyond AI: Using Your Foundational SkillsHT20260929ActiveNoACA InternationalRecordings

As debt collection efforts become more sophisticated and complex because of growing technology and compliance issues and concerns, it's easy to forget about those basic techniques and skills that have formed the foundation for successful recoveries. It's great to find the balance, keeping your core values while embracing change.

Learn how you can assure that you're incorporating those basic techniques into your collection programs during this Hot Topics session on “Maximizing Recoveries Beyond AI – Using Your Foundational Skills. Teri Plunkett and David Glezerman will offer their expertise and suggestions on strategies and solutions that will enhance revenues, as well as consumer and client relationships.

Maximizing Recovery Beyond AI: Using Your Foundational Skills9/28/2026
Collection Clips: Cybersecurity for ManagersCCLIPS03ActiveNoACA InternationalRecordings

These strategic cybersecurity and compliance clips prepare organizational leaders, managers, and technical teams to navigate the complexities of modern digital risk and regulatory oversight. Moving beyond basic IT defense, these clips from ACA's Cybersecurity & Risk Forum (2026) provide a practical roadmap for embedding security into organizational culture, managing third-party operational risks, and maintaining business continuity during unexpected disruptions. Learners will gain high-level frameworks to align internal governance with legal requirements, safeguard critical organizational assets, and build a resilient response posture that protects both institutional reputation and long-term viability.

Collection Clips 039/14/2026
Habits of High Performing CollectorsHT20260909ActiveNoACA InternationalRecordings

What separates top-performing collectors from the rest? It's not the script—it's the mindset. Join Kelly Parsons-Obrien and Mara Morgan to learn how to build respectful, productive consumer conversations, adopt the daily habits of top performers, and balance compliance with genuine connection. Leave with practical, ready-to-use tools for asking better questions, handling objections, and confidently navigating tough calls.

Habits of High Performing Collectors9/8/2026
Root Cause AnalysisRC-2300121-RCAActiveNoACA InternationalRecordings

Repetition is great for things like learning a new skill or following a routine for quality control. Dealing with repeat problems is tedious and frustrating. Remove the root and the problem will stop growing!  Root Cause Analysis is a process that will guide you to the true origin of a problem.

This course will prepare you to:

Correctly identifying the known problem.
Determining WHY the known problem occurred and categorizing the reasons.
Analyzing the results of asking “Why?”
Determining if the reasons why are the cause or result of the known problem.

Estimated time for completion: 1 hour
Professional Development Unit (PDU) points: 1.0
Recommended pre-requisite(s): none

Root Cause Analysis6/29/2026
The Resolution Quest: From Collision to CollaborationHT2026ActiveNoACA InternationalRecordings

This Hot Topic on conflict resolution, “The Resolution Quest: From Collision to Collaboration,” dives beyond the day-to-day issues with consumers and collection matters. It is designed to help you understand different types of conflict that can occur in collection teams and companies in the normal course of business and the best way to resolve situations. While conflicts can arise in many different ways and from various sources, resolving these issues certainly has different approaches, management styles and solutions.

Our presenters also will offer some common scenarios based on the ARM industry that create conflicts and provide you with resolution tools and best practices to help minimize risks and maintain positive workplace and business partner relationships.

Speakers: David Glezerman and Teri Plunkett

The Resolution Quest: From Collision to Collab6/25/2026
Collection Clips: Talent, Hiring and RetentionCCLIPS02ActiveNoACA InternationalRecordings

With each lesson taking a few minutes to complete, this package is an easy, fast, and efficient way for leaders to stay sharp.

This microlearning bundle transforms expert insights from our Hot Topic educational webinars into a series of concise video clips focused on the essential pillars of talent acquisition, hiring and retention. Each clip is paired with an interactive activity—such as a self-assessment or a practical exercise—to reinforce learning and provide immediate, actionable tools for your leadership toolkit. Designed for busy professionals, this bundle supports skill-building in finding the right people, measuring their success, and ensuring long-term engagement.

  • Delivers Concise Learning: High-impact insights provided in short, digestible segments.
  • Strengthens Leadership Skills: Covers the full spectrum of the employee lifecycle from initial sourcing to retention.
  • Encourages Active Participation: Interactive resources ensure learners move from theory to practical application.
  • Ideal for Busy Schedules: Designed for just-in-time training needs without disrupting the workday.
  • Easy to Integrate: Versatile enough for management training, new leader onboarding, or recurring coaching.
Collection Clips 024/30/2026
The Bigger Picture eLearningBP2026ActiveNoACA InternationalCourses

A debt isn't just a balance to recover, it's a story. Understanding that story is key to making a meaningful impact.

The Bigger Picture introduces new collection professionals to the full credit and collection cycle, helping them see how their role connects to consumers, businesses, and the broader economy. This course builds a strong foundation by exploring how debt occurs, what happens when accounts become delinquent, and how collectors help guide accounts toward resolution.

Throughout the course, you will learn:

How debt and repayment look different for every consumer
The importance of your role as a collection professional
The role of compliance, including key principles of the Fair Debt Collection Practices Act (FDCPA)
How professional communication is essential to effective and respectful interactions

This course is designed to build awareness of the full debt cycle, the consumer experience, and the expectations placed on collection professionals. It provides the context learners need to not only understand what to do, but why it matters and how their approach can influence outcomes for consumers, their organization, and their own success.

Certification:
Learners who pass the final quiz will earn a certificate of completion
Total Course Time: 30 minutes
PDU: 1.0

The Bigger Picture eLearning4/30/2026
Conflict Resolution in Debt Collections: Calm, Collected and CompliantHT20260414ActiveNoACA InternationalRecordings

Collectors and agencies often find themselves in a troubled state, dealing with increased complaints and fewer recoveries when they are not experienced or unskilled in practicing how to manage and resolve conflicts.

Our Hot Topic seminar “Conflict Resolution in Debt Collections: Calm, Collected and Compliant” will take a deep dive into what's needed to create a positive environment for recovering outstanding debts while mitigating risks arising from consumer/collector conflict. Finding the right balance between “all or nothing” will bring in payments while minimizing disputes. Our presenters also will share best practice techniques to assist with your talk-offs and responses.

Speakers: David Glezerman and Teri Plunkett

Conflict Resolution in Debt Collections4/13/2026
AI and Empathy: Working in TandemHT20260401ActiveNoACA InternationalRecordings

With all the talk about Artificial Intelligence (AI) enhancing recoveries of delinquent accounts, there hasn't been the same buzz about connecting agents' toolkits with these technologies.

Our latest Hot Topics session, “AI and Empathy: Working in Tandem,” will bring a focus onto how collectors can best use a less confrontational approach to enhancing the collection process and increasing dollars flowing back to your business and clients.Learn how you can approach empathy and create a non-confrontational model to your talk-offs.

Speakers: David Glezerman and Teri Plunkett

AI and Empathy3/31/2026
Keep Calm and Prevent UDAAPRC-2300000-PUDActiveNoACA InternationalRecordings

Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) touch every corner of the financial services industry. That's why effective UDAAP oversight isn't optional—it's a critical pillar of a strong Compliance Management System (CMS). From service providers and vendors to direct client interactions, every relationship and process must reflect a commitment to fairness, transparency, and consumer protection.

Staying ahead of UDAAP risk requires both expertise and integrity. And if your work impacts consumers in any way, UDAAP compliance should always remain front and center.

In this course, you will learn how to:

Clearly define UDAAP (unfair or deceptive acts or abusive practices).
Spot UDAAP risks through the lens of the consumer—and understand where harm can occur.
Embed UDAAP principles into your CMS, including Board and Management oversight and other compliance controls.
Build a practical UDAAP risk assessment plan tailored for managing service provider and client relationships.

Recommended prerequisite(s):

Introduction to Collection Industry Compliance, or
Understanding and Responding to the CFPB's Expectations

You will earn 1.5 PDUs for this online seminar.

ACA Certified Instructors

You can expect top-notch presentations are created by and presented for members. Seminar instructors go through vigorous training to become ACA Certified Instructors and can speak directly to your experiences because they work in our industry.

Keep Calm and Prevent UDAAP2/25/2026
Healthcare Collection Management eLearningWC-210000-HCMActiveNoACA InternationalEducation

Healthcare collections differ from other collection practices in many significant ways, especially when it comes to consumer care. This course will discuss the risks and benefits of healthcare collecting then dive into advanced operational topics related to healthcare collection, such as federal laws, the healthcare account lifecycle, strategies for collecting self-pay, working with consumer's who utilize government assisted insurance, and the basics of working with charitable providers. 

Course Time and Credit: 4.5 hours, 4.5 Professional Development Units 

*Please note, credit will be provided ONLY to individuals who have paid to attend this seminar or those using an ACA Training Zone. 

Healthcare Collection Management eLearning1/27/2026
Collection Clips: Successful Collector StrategiesCCLIPS01ActiveNoACA InternationalRecordings

This microlearning bundle transforms key moments from our Hot Topic educational webinars into six, two-minute video clips focused on successful strategies for debt collectors. Each clip is paired with an interactive activity—such as a quiz or scenario—to reinforce learning and spark meaningful discussion. Designed for quick, focused learning, this bundle supports skill-building in communication, negotiation, and empathy.

• Delivers concise, focused learning in just two minutes per clip
• Strengthens critical skills such as active listening and handling conflict.
• Encourages active participation through interactive resources
• Ideal for busy schedules and just-in-time training needs
• Easy to integrate into team meetings, onboarding, or coaching sessions

Onboarding:
Introduce new debt collectors to real-world communication challenges and best practices in a digestible, approachable format.

Refresher Training:
Use clips individually to reinforce key skills and spark discussion during recurring training or team meetings.

Coaching & Development:
Managers can assign specific clips and activities to support targeted skill development for individual team members.

Team Workshops:
Clips can be played in small groups and followed by the included scenario or worksheet to encourage peer learning and conversation.

Product available for 180 days after purchase or addition to TrainingZone Library.

What is the difference between Collection Clips and FDCPA Flash? FDCPA Flash provides a clear, engaging overview of FDCPA concepts to help you stay compliant, while Collector Clips provides educational videos and activities on practical collector strategies.

Collection Clips12/31/2025
The Client Experience AdvantageHT20251229ActiveNoACA InternationalRecordings

Great service doesn't stop at onboarding — it grows through intentional care.
This session explores Client Services and Customer Experience through practical insights on strengthening existing partnerships, enhancing communication, and delivering service that truly adds value. We'll explore how thoughtful, consistent service deepens relationships, builds trust, and turns everyday interactions into long-term success.
 

Speakers: Elisabeth Westerfield, a Client Account Manager at Wilber Group and Cortney Helfrich, CPO at Wilber Group

The Client Experience Advantage12/29/2025
Unstoppable Collections: Stronger Teams, Fewer Pitfalls and More WinsHT20251230ActiveNoACA InternationalRecordings

High-performing collection teams don't happen by accident—they are built intentionally through trust, communication, and consistent leadership. In today's highly regulated, metrics-driven, and increasingly hybrid environment, leaders face unique challenges in maintaining morale, accountability, and compliance while still driving results.

This session explores what truly makes a high-functioning collections team and why trust is the foundation for sustainable performance. Using the proven framework of the Five Behaviors of a Functional Team, participants will examine common pitfalls that hold teams back—such as avoidance of conflict, lack of commitment, and inattention to results—and learn practical strategies to overcome them.

Whether you lead a frontline team or support operations at a higher level, this session will equip you with practical insights to build stronger teams, avoid costly pitfalls, and create long-term success in collections.

Speakers: Ashley Campanella and LaDonna Bohling

Unstoppable Collections: Stronger Teams, Fewer Pitfalls and More Wins12/29/2025
Wishing Won't Do It, Planning Will: Looking Ahead to Next YearHT20251204ActiveNoACA InternationalRecordings

Wishing won't do it — planning will! As the current year comes to a close, it's the perfect time to pause, reflect, and strategically prepare for what lies ahead.This session will explore how to evaluate performance, identify opportunities, and turn ideas into actionable strategies. Focusing on people, processes, technology, and external factors, participants will gain tools and insights to build a clear, effective plan for the year ahead.

Speakers: David Glezerman and Terri Plunkett

Wishing Won't Do It, Planning Will: Looking Ahead to Next Year12/2/2025
The Great Migration: Moving Off Legacy SystemsHT20251101ActiveNoACA InternationalRecordings

For many of us, our core system icebergs are melting. We have a critical choice to make, and it's time to stop putting it off. In the immortal words by Rush: "If you choose not to decide, you still have made a choice." Let's decide to fight through the implications of our decision and start moving forward with less restraints.
Objectives:
1. How to decide between the four realistic options when your system is being sunset.
2. How to choose a new solution, should that be the decision.
3. How to prepare for a new solution.

Speaker: Ralph Hall

The Great Migration10/31/2025
Switch or Stay: Is it time to change your CRM?HT20251009ActiveNoACA InternationalRecordings
It's a question on everyone's minds: should I switch software providers? With some longtime software platforms sunsetting, some are forced to address this question, while others imagine what they could gain by making a switch. This can be a daunting reality to face –– but transitioning to the right software can come with a huge payoff as the industry digitizes. In this session, our speakers will explore key questions to ask and answer when making the decision, and outline the critical factors to success to shape a winning implementation strategy.
 
You will be able to walk away with tangible, usable frameworks to tackle the learning objectives such as 3 key questions to assess if they should consider making a switch, a rubric to use when evaluating different providers, and best practices to ensure a successful implementation. 
 
Speakers: Mindy Chumbley and Cameron Keegan
Switch or Stay: Is it time to change your CRM?10/8/2025
Ethical and Practical Decision Making in the ARM IndustryHT20250926ActiveNoACA InternationalRecordings

Nobody wants to deal with people or businesses who seem scrupulous or dishonest. Whether in your own business or personal life, maintaining and working in an ethical environment requires constant monitoring, development and knowing how to deal with negativity or dilemmas.

This new Hot Topic, “Ethical and Practical Decision Making in the ARM Industry,” will focus on identifying issues and providing skills and techniques to combat an unethical workplace or persons. Our expert presenters will share their knowledge and expertise to guide you through your processes.

You will learn how to create a framework that provides ethical and honest decision-making.

Speakers: David Glezerman and Teri Plunkett

Ethical and Practical Decision Making in the ARM Industry9/25/2025
Selling in the ARM Space: Building Better Discovery for Bigger WinsHT20250826ActiveNoACA InternationalRecordings
Sales in the Accounts Receivable Management (ARM) industry is notoriously under-documented. With few resources tailored to the unique challenges of selling collections, recovery, and first-party services, many professionals are left reinventing the wheel - or skipping the critical discovery process altogether.
 
This session uncovers the most overlooked skill in ARM sales: effective discovery. We'll cover how to ask smarter questions, uncover hidden pain points, and structure conversations that align your solution with the client's business objectives. Whether you're a seasoned sales pro or new to ARM, you'll leave with a clear framework to shorten sales cycles, increase deal size, and win more accounts.
Selling in the ARM Space: Building Better Discovery for Bigger Wins8/28/2025
Successful Hiring Strategies eLearningWC-2500000-SHSActiveNoACA InternationalEducation

Whether you are with a small company with a relatively low employee turnover rate or a larger company where people come and go more frequently, one of the realities of running a business is that at some point or another you will need to hire new employees. You will, of course, want to select the most competent candidate from the pool of applicants and choose someone that will fit into and compliment your company culture. This course will prepare you to:

  • Identify the right person to fill the position and objectively choose a candidate.
  • Compose effective, valuable and legal interview questions.
  • Access community and online resources for recruiting.

Course Time and Credit

90 minutes, 1.5 Professional Development Units.

*Please note, credit will be provided ONLY to individuals who have paid for this course or those using ACA Training Zone.

Successful Hiring Strategies eLearning8/3/2025
From Rookie to Rockstar: A Roadmap to Healthcare Collection ExcellenceHT20250801ActiveNoACA InternationalRecordings

From Rookie to Rockstar: A Roadmap to Healthcare Collection Excellence

In this session, Mara Morgan and Irene Hoheusle discuss the key ingredients for transforming a rookie collector into an exceptional rockstar collector in the healthcare collections industry. They highlight the importance of the following aspects:

1. Personality and Communication Skills: Ability to communicate effectively, engage empathetically, and handle difficult conversations confidently.

2. Knowledge and Understanding: Thorough understanding of the healthcare revenue cycle, medical terminology, insurance, and special account types, along with access to up-to-date internal policies and client-specific information.

3. Confidence and Consistency: Exuding confidence, consistently applying skills, practicing active listening, and receiving constructive feedback from leadership.

4. Adaptability: Embracing changes in regulations, technology, internal processes, and client requirements, while thinking quickly on their feet and handling unexpected situations effectively.

5. Motivation and Drive: Identifying and harnessing the collector's intrinsic motivation, providing growth opportunities, and recognizing and addressing potential burnout proactively.

Throughout the session, Mara and Irene share personal anecdotes and emphasize the importance of leadership support, open communication, and investing in the growth and development of collectors to foster a team of exceptional performers.

From Rookie to Rockstar: A Roadmap to Healthcare Collection Excellence7/31/2025
Developing the Coaching Skills of LeadersHT20250618ActiveNoACA InternationalRecordings

In today's dynamic workplace, strong leadership requires more than authority—it demands the ability to coach. This engaging session explores the critical role coaching plays in developing effective, adaptable leaders across four distinct generations in the workforce. Led by industry experts Teri Plunkett and David Glezerman, attendees will discover how coaching improves performance, fosters engagement, and builds future-ready teams.

Participants will learn to distinguish between coaching, mentoring, and sponsorship, while gaining practical strategies to tailor their leadership approach to Baby Boomers, Gen X, Millennials, and Gen Z. The session also introduces the concept of servant leadership and outlines six essential characteristics for building coaching capability, including empathy, emotional intelligence, and goal-oriented culture.

Whether you're refining your own coaching style or helping others grow into leadership roles, this session offers actionable insights to elevate performance and create a culture of continuous development.

Developing the Coaching Skills of Leaders6/19/2025
SOC Certification and Why It Matters to YouHT20250501ActiveNoACA InternationalRecordings
In today's fast-paced regulatory environment, trust, security, and operational excellence are more critical than ever. Join John Erickson, CEO of Credit Service International (CSI), and Randy Coneby, owner of Risk to Reward (R2R), for an insightful webinar exploring System and Organization Controls (SOC) certification—what it is, why it matters, and how it can be a game-changer for your agency. Whether you're navigating client requirements, seeking a competitive edge, or aiming to strengthen your organization's credibility, this session will provide practical guidance on choosing the right SOC path, understanding the certification process, and preparing your team for success.
SOC Certification and Why It Matters to You4/30/2025
Using Goals to Live Life Like a ChampHT20250429ActiveNoACA InternationalRecordings

This Hot Topic focuses on goal-setting strategies and achieving excellence in both professional and personal life.
Key Topics Covered:
Setting goals that create win-win opportunities for team members and stakeholders
Developing positive environments where everyone can lead
The 10 key behaviors that bring results
Creating and implementing SMART goals
Strategies for becoming a high performer
Focus on turning good performance into great performance
Strategies for managing change and accepting new challenges
This educational session provides valuable insights for professionals looking to enhance their goal-setting abilities and achieve champion-level success in their careers and personal lives.

Speakers: Teri Plunkett and David Glezerman

Using Goals to Live Life Like a Champ4/28/2025
Unified Intelligence: Maximizing AI's Impact on AgenciesHT20250413ActiveNoACA InternationalRecordings
Fast-growing agencies navigate several challenges in bringing on AI across diverse applications while managing large operations. We'll explore how implementing a unified intelligence for structured and central insights enhances AI capabilities across your operation, creating connections between data sources. This approach enables AI agents to access comprehensive context from customer interactions, compliance requirements, and business logic—unlocking the full potential of your technology investments while supporting your growth strategy.
Speakers: Carl Christensen and Shantanu Gangal
Unified Intelligence: Maximizing AI's Impact on Agencies4/14/2025
Introduction to Collection Industry Compliance eLearningWC-2200000-ICIActiveNoACA InternationalEducation

Introduction to Collection Industry Compliance eLearning
How Do eLearning Courses Work?
An eLearning course is a self-paced training tool individuals can access through My ACA and a portal on ACA's website. Each purchased eLearning course provides unlimited access for one individual until it expires, and the course must be purchased again or if you have Training Zone put back into My Items to gain access.

This eLearning will guide you through the complex web of regulatory entities impacting the industry while you discover the components of the compliance lifecycle; learn what makes a strong compliance team leader and how to support a culture of compliance at your agency. Take away the ACA Compliance Checklist to help you start an effective Compliance Management System (CMS) as required by the Consumer Financial Protection Bureau.  This course will prepare you to:

  • Identify the primary regulators and laws within the scope of the debt collection industry.
  • Describe the benefits of implementing a compliance program with an effective Compliance Management System (CMS).
  • Allocate talent, time, and other resources effectively by clearly defining compliance roles and responsibilities.
  • Apply the three stages of the Compliance Cycle when developing a CMS.
  • Use the ACA Compliance Checklist (and other resources) to plan and document compliance activities.

Course Time and Credit

3 hours, 3 Professional Development Units.  This course is required for ACA's Credit and Collection Professional (CCCP), Professional Collection Management (PCM), and Collection Industry Professional (CIP) Designations. 

*Please note, credit will be provided ONLY to individuals who have paid to attend this seminar or those using an ACA Training Zone. Anyone sitting in with a paid participant is not eligible to receive credit. Please save a copy of the self-reporting attendance form in your materials for documentation.

 

Introduction to Collection Industry Compliance eLearning4/2/2025
Elevate - Hot Topic BundleHT20250329ActiveNoACA InternationalRecordings

Struggling to lead, recruit, and retain top talent in today's multigenerational workforce? The Workforce Excellence Webinar Bundle equips you with the strategies you need to build high-performing teams, refine recruitment efforts, and enhance workplace culture. Learn how to effectively lead and motivate Gen Z collectors, attract and retain the right candidates, and adapt collection strategies to younger debtors. Gain expert insights into fostering a positive work environment, bridging generational gaps, and creating a culture of excellence that drives success. This essential webinar series is your roadmap to a thriving, engaged, and future-ready workforce. Training Zone subscribers can now add the entire bundle to “My ACA Library”. Not a Training Zone subscriber? You can also individually purchase each webinar.

 

Elevate Z: Leading and Being on Young Successful Teams

Calling all Gen Z collectors and Gen Y leaders—this session is for you! Learn key strategies to lead a younger team effectively while also gaining insight into how Gen Z team members can thrive under Gen Y leadership. Discover how to foster open communication, provide mentorship, and adapt leadership styles to meet the needs of today's workforce. Likewise, Gen Z team members will explore essential skills for collaboration, motivation, and professional growth. Elevate your leadership approach and position yourself—and your team—for long-term success.

How to Recruit and Find Suitable Candidates for Collector Positions (Best Practices)

Finding the right talent is crucial for success in collections. This session equips you with practical tips, best practices, and actionable strategies to refine your recruitment process. Learn how to attract, evaluate, and retain top candidates who will excel in collector roles, helping your organization build a strong, effective team.

Understanding the Young Debtor: Adapting Collection Strategies for Millennials and Gen Z

Navigating the complexities of debt collection requires a deep understanding of your audience—especially when dealing with Millennials and Gen Z. This session explores the unique financial behaviors, communication preferences, and motivations of younger debtors, helping you refine your approach for better engagement and results. Gain actionable strategies to improve collections, enhance consumer interactions, and future-proof your agency's success. Featuring insights from Ashley and Melissa, this session is a must-attend for those looking to optimize their collection strategies for the digital-native generations.

How to Build a Positive Workplace Culture

A thriving workplace culture isn't just a perk—it's a necessity. In this session, we'll explore what it truly means to create a work environment where employees feel valued, engaged, and motivated. Gain actionable strategies and real-world examples to transform your workplace into a culture of success, retention, and positivity.

Bridging the Gap: Strategies for Attracting and Retaining a Multigenerational Workforce

Hiring and retention impact every aspect of an organization. Whether you're in recruiting, compliance, HR, operations, or leadership, this session will help you understand the unique characteristics, motivations, and expectations of different generations in the workplace. Learn how to bridge generational gaps, create a cohesive workforce, and build a dynamic, high-performing team in today's competitive job market.

Culture in Motion: The Blueprint to Building Excellence

Presented by Courtney Helfrich, this session explores the core elements of building and sustaining organizational excellence. Through three key areas—creating a culture of excellence, leadership's role in fostering success, and personal strategies for achieving excellence—you'll walk away with the tools needed to elevate both individual and company-wide performance.

Elevate - Hot Topic Bundle3/28/2025
The Digital & Data-Driven Edge - ACA's Technology & Innovation Committee Hot Topic BundleBundleHT202503ActiveNoACA InternationalRecordings

Stay ahead with cutting-edge insights on data, digital engagement, marketing, and compliance. This Hot Topic Bundle features four must-attend sessions designed to help you leverage data, refine your digital strategy, enhance consumer engagement, and navigate compliance challenges. Whether you're looking to strengthen decision-making, optimize branding, or master texting best practices, these sessions will equip you with the knowledge and tools to thrive. If you have Training Zone, you can now add the entire bundle to your library. Don't have Training Zone? Contact member services.
 


Cyber Charm 101: Digital Engagement & Brand Magic
Your online presence is your first impression—make it count. Panelists Jon Balon, Aaron Reiter, and Katie Borchers will explore how to build consumer trust, optimize your payment portal, and leverage Google reviews to enhance your brand's digital impact.


Marketing Magic In Collections For An Engaging Future
Don't miss this opportunity to transform your collections approach by infusing it with the strategies that drive successful marketing initiatives. Join us as we navigate the intersection of retail, collections, and marketing, charting a course for a dynamic and engaging future


Texting: Trends, Compliance & Best Practices
Texting is essential—but are you doing it right? Join ACA's Technology & Innovation Committee experts as they cover the latest trends, compliance considerations, and best practices to ensure your texting strategy is both effective and compliant.

 

The Digital & Data-Driven Edge - ACA's Technology & Innovation Committee Hot Topic Bundle3/20/2025
Debt Collection 2025: Navigating Change Through Innovation and ComplianceHT20250226ActiveNoACA InternationalRecordings
This session explores the transformative trends set to redefine the debt collection landscape in 2025. It examines how advances in AI, automation, and data analytics are streamlining operations, while a shift toward consumer-centric communication is creating more empathetic and effective engagement. In addition, the session highlights the growing importance of compliance with evolving regulations and ethical standards, as well as the integration of alternative digital payment solutions to meet modern consumer needs. Attendees will gain insights into how these innovations not only improve operational efficiency and recovery rates but also enhance customer experience and trust.
Speakers: Kelly Knepper-Stephens and Tim Collins
Debt Collection 2025: Navigating Change Through Innovation and Compliance3/19/2025
Strategic Planning: Do You Want to Grow?HT20250304ActiveNoACA InternationalRecordings

Too often, we get so involved in day-to-day activities that thinking about future needs is set aside for another time.  Ignoring or losing one's future vision often leads to missing opportunities or growth potential. 

In this webinar, learn more from industry experts about the concept of strategic planning and some of the tools you can use to assure your business (and self) sets a direction to achieve maximum success by analyzing your current status, as well as creating your future vision through goalsetting, planning documents and ongoing evaluation of your objectives. 

Speakers: Teri Plunkett and David Glezerman

Strategic Planning: Do You Want to Grow?3/13/2025
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