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Guide to State Collection Laws & Practices

Save yourself time and trouble with ACA's Guide to State Collection Laws & Practices, and collect within state laws quickly and efficiently.

This guide provides a comprehensive summary of the laws and regulations that apply to collection practices and also provides access to state information such as:

• Interstate Collections
• First Party Collections
• Commercial Collections
• Attorney Licensing
• Purchaser Licensing
• Garnishment
• Right of Assignment
• Adding Fees
• Employee Monitoring
• Automated Dialing and Announcing Devices (ADADs)
• Contact/Fee Information
• Interstate Collections
• Additional Resources

The state sections also cover:

• Licensing or registration.
• Bond requirements.
• Trust accounts.
• Statutory regulatory requirements.
• Debt responsibilities.
• Resident office requirements.
• Requirement for communications.
• Exemption for out-of-state agencies or others.
• Legal age.
• Statutes of limitation for civil actions.